Payment Methods

Worldline Direct supports a comprehensive range of payment methods to help you serve customers worldwide. Choose from cards, digital wallets, bank transfers, and alternative payment methods.

Payment Method Categories

Cards

Accept all major credit and debit cards globally.

Card Network	Payment Product ID
Visa	1
Mastercard	3
American Express	2
Diners Club	132
Discover	128
JCB	125
Maestro	117
Carte Bancaire	130

Digital Wallets

Enable quick, secure checkout with popular digital wallets.

Wallet	Payment Product ID	Regions
Apple Pay	302	Global
Google Pay	320	Global
PayPal	840	Global
WeChat Pay	863	China, Global
Alipay+	861	China, Asia

Learn more about Apple Pay →

Real-Time Banking

Direct bank transfers with instant confirmation.

Method	Payment Product ID	Countries
iDEAL	809	Netherlands
Bancontact	3012	Belgium
BLIK	3110	Poland
TWINT	3203	Switzerland
Swish	3204	Sweden
EPS	5405	Austria
Giropay	5408	Germany

Buy Now, Pay Later

Offer flexible payment options to increase conversion.

Provider	Payment Product ID	Countries
Klarna	3301	Multiple EU
Oney	5100	France
Sofinco	5139	France
Alma	5110	France

Direct Debit

Recurring payments directly from bank accounts.

Method	Payment Product ID	Countries
SEPA Direct Debit	771	SEPA Zone
BACS Direct Debit	705	UK

Mobile Payments

Method	Payment Product ID	Countries
MobilePay	5401	Denmark, Finland
Vipps	5402	Norway

Activating Payment Methods

To enable payment methods for your account:

1. Log into the Merchant Portal
2. Navigate to Business > Payment methods
3. Select the payment methods you want to enable
4. Complete any provider-specific configuration
5. Test in the sandbox environment

Regional Availability

Some payment methods are only available in specific countries or regions. Contact your account manager for availability details.

Integration Considerations

Hosted Checkout Page

When using the Hosted Checkout Page, activated payment methods are automatically displayed to customers based on:

• Customer's country/region
• Order currency
• Payment method availability
• Your account configuration

Server-to-Server

For direct API integration, specify the payment method using the paymentProductId:

{
  "cardPaymentMethodSpecificInput": {
    "paymentProductId": 1,
    "card": {
      "cardNumber": "4111111111111111",
      "cvv": "123",
      "expiryDate": "1225"
    }
  }
}

Payment Method Groups

Group similar payment methods in the checkout:

{
  "hostedCheckoutSpecificInput": {
    "cardPaymentMethodSpecificInput": {
      "groupCards": true
    }
  }
}

Testing Payment Methods

Use these test card numbers in the sandbox environment:

Card Type	Number	Result
Visa (Success)	4111 1111 1111 1111	Approved
Visa (3DS)	4012 0000 3333 0026	3DS Challenge
Visa (Decline)	4000 0000 0000 0002	Declined
Mastercard	5399 9999 9999 9999	Approved
Amex	3741 1111 1111 111	Approved

Test CVV

Use any 3-digit CVV (4 digits for Amex) with test cards.

Reporting & Analytics

Track payment method performance in the Merchant Portal:

• Conversion rates by payment method
• Transaction volumes per method
• Decline reasons analysis
• Regional breakdown of payment preferences

Next Steps

• Integrate Apple Pay for mobile customers
• Set up 3-D Secure for card payments
• Configure webhooks for payment notifications